Having a verified PayPal account is a must especially if you shop online a lot because most merchants only accept PayPal payments from verified accounts.
Verified/Unverified status now removed/hidden
With old/classic design, it was easy to tell if you have a verified PayPal account or unverified. You can simply check your account status in the top of My Account page. However, the ability to check the status on the page now removed with the new website design.
Trick that used to work
There is a trick that was working but now if you try the same trick, you will be redirected to contact page.
As an alternative, to guess whether your PayPal account is verified or not, you can look at the checklist after clicking on get the most out of PayPal link. If you have all the checkmarks and your profile is at 100%, they are good indicators that your account indeed verified. But that not necessarily true and that is not the method that was intended by the post title.
To make thing more doubtful, if you check on account limit page, you can see that you still have limits and can be lifted only by identity confirmation. So it is possible that identity is not confirmed = account is not verified.
How to check the unverified or verified status
Now, the way that I use to check the verification status. A member of ClixSense shared this trick on the forum. So credit goes to him as the original discoverer.
2. Click on “verify your PayPal account” link on the page. Or you may directly use this link.
3. You will be redirected to PayPal login page (if you have not already logged in). Please log in to your PayPal account to proceed.
4. After successfully logged in, you will be redirected to a page where it will tell you whether your PayPal account is verified or unverified.
A few reward sites such as InstaGC and Vivatic only accepts registration from those who have verified PayPal account. If you are not able to link your PayPal account, that means your PayPal account are not verified.
*InstaGC is a reward site that pay you for completing activities such as paid surveys and micro tasks. Payment processed via PayPal and Gift Cards (Amazon, Walmart, Steam, and more).
*Same goes to Vivatic, a reward site that pay you for completing surveys, micro tasks and much more.
*ClixSense is a well established reward sites, online since 2007 and highly recommended to register. It do not need a verified PayPal account in order to get paid.
Hello. In this post, I am going to show you how to verify PayPal account using a debit card. If you use credit card, the process is about the same. In this post, I am going to use debit card from Bank Simpanan Nasional (BSN).
Requirements to verify PayPal account using a debit card
1. PayPal account (of course :p)
2. Debit card
3. Online banking (statement of your debit card) – optional but recommended for ease of use
Ensure that your debit card has activated these functions
Note for Malaysian users: As instructed by Bank Negara Malaysia, starting July 2015, all debit card issuers need to block card-not-present (CNP) function by default for security reason unless asked by the card holder to unblock the function. So please consult your debit card issuer (bank) to unblock the CNP function.
Credit card users do not have to worry about this.
You can try turn on these functions on your own if offered by any other means (Online Banking / ATM )
1. Oversea Transaction – can be activated by online banking
2. Online Purchase – can be activated by online banking
3. Online Purchase on non-secured sites – call your card issuer (customer support)
4. Set transaction limit if by default is 0 – can be activated by online banking
5. Minimum account balance of RM10 or refer here for other countries.
How to activate your debit card
Since I use Bank Simpanan Nasional (BSN) debit card, so this tutorial also use BSN online banking (myBSN). The process will be different for other banks.
1. How to activate oversea transaction, online purchase and set the transaction limit.
You need to login to your online banking portal, myBSN in my case. Go to debit card transaction history. This is the ease of using online banking. If you don’t use it, please contact your bank to get the code.
Even though the small amount of money was debited instantly but the transaction record might not appear that instant. You might get it instantly but it may takes up to 3 business days as well, so be patience. In my case, it took 2 days in order to get the code.
Log in to myBSN > Account Overview > click on bank account number > click on “Debit card transaction history” button > select transaction period and click on “Submit button”.
Use the code on PayPal acount
Next, you have to key in the code on your PayPal account in order to complete the verification process.
Login to your PayPal account. You will get a notification in the top right corner of the page to verify your card. Click the link on the notification. If you accidentally dismissed the notification, the link still available in the left of the screen (you might need to scroll down a bit).
Key in the code and click on “Submit” button.
Process complete and your PayPal account is now verified (However, it is more likely will not if you haven’t already link you bank account).
Did you lose the debited money?
Nope. The money will be credited to your PayPal balance. It is also possible if the money credited back to your bank account, that what’s happened to my money. However it will take some time, so do not worry.
When your PayPal account is verified, it is now easy for you to use your PayPal balance without any restriction. You now also possible to register for reward sites that require verified PayPal to register an account such as InstaGC and Vivatic. But my number one recommended reward site is ClixSense and it supports unverified PayPal account.
Hello there. Today I am going to show you how to withdraw PayPal money into your local bank account.
Withdraw PayPal Money
First of all, go to PayPal homepage and login. Click on My PayPal button to go to My Account.
Click on Withdraw funds that located under PayPal Balance.
Key in how much you want to withdraw. Keep in mind that there will be processing fee if you withdraw below certain amount. For example in my case, I need to withdraw at least MYR 400 to avoid paying for processing fees of MYR 3.
Revise the details for the last time before you proceed.
It says that the process would take 2-3 business days. But in my experiences, it completed just in one business day
Confirmation email also sent to your inbox as a reference.
If your PayPal account is unverified, don’t worry. My PayPal account is unverified up to writing this post and I can withdraw money off PayPal without any issue.
If you don’t want to withdraw, the use for online shopping 🙂 But sadly most merchants want verified account.