How To Check You Have A Verified PayPal (New Design)

Having a verified PayPal account is a must especially if you shop online a lot because most merchants only accept PayPal payments from verified accounts.

Verified/Unverified status now removed/hidden

With old/classic design, it was easy to tell if you have a verified PayPal account or unverified. You can simply check your account status in the top of My Account page. However, the ability to check the status on the page now removed with the new website design.

verified paypal
Classic design shows status of your PayPal account

Trick that used to work

There is a trick that was working but now if you try the same trick, you will be redirected to contact page.

verified paypal
No longer working

Alternative indicator

As an alternative, to guess whether your PayPal account is verified or not, you can look at the checklist after clicking on get the most out of PayPal link. If you have all the checkmarks and your profile is at 100%, they are good indicators that your account indeed verified. But that not necessarily true and that is not the method that was intended by the post title.

paypal ticks
All the checkmarks are present

To make thing more doubtful, if you check on account limit page, you can see that you still have limits and can be lifted only by identity confirmation. So it is possible that identity is not confirmed = account is not verified.

paypal limit
Limit masih ada

How to check the unverified or verified status

Now, the way that I use to check the verification status. A member of ClixSense shared this trick on the forum. So credit goes to him as the original discoverer.

1. Go to FAQ page “How do I verify my account“.

2. Click on “verify your PayPal account” link on the page. Or you may directly use this link.

verified paypal
PayPal support page

3. You will be redirected to PayPal login page (if you have not already logged in). Please log in to your PayPal account to proceed.

4. After successfully logged in, you will be redirected to a page where it will tell you whether your PayPal account is verified or unverified.

verified paypal
Verified PayPal account

Another Alternative

A few reward sites such as InstaGC and Vivatic only accepts registration from those who have verified PayPal account. If you are not able to link your PayPal account, that means your PayPal account are not verified.

instagc verified paypal
InstaGC want verified PayPal account

*InstaGC is a reward site that pay you for completing activities such as paid surveys and micro tasks. Payment processed via PayPal and Gift Cards (Amazon, Walmart, Steam, and more).

*Same goes to Vivatic, a reward site that pay you for completing surveys, micro tasks and much more.

*ClixSense is a well established reward sites, online since 2007 and highly recommended to register. It do not need a verified PayPal account in order to get paid.

clixsense clixgrid
Free to register and play. Win up to $10.

It is the end of this post. See you next post.

How To Verify PayPal Account With Debit Card

Hello. In this post, I am going to show you how to verify PayPal account using a debit card. If you use credit card, the process is about the same. In this post, I am going to use debit card from Bank Simpanan Nasional (BSN).

Requirements to verify PayPal account using a debit card

1. PayPal account (of course :p)
2. Debit card
3. Online banking (statement of your debit card) – optional but recommended for ease of use

Ensure that your debit card has activated these functions

Note for Malaysian users: As instructed by Bank Negara Malaysia, starting July 2015, all debit card issuers need to block card-not-present (CNP) function by default for security reason unless asked by the card holder to unblock the function. So please consult your debit card issuer (bank) to unblock the CNP function.

Credit card users do not have to worry about this.

You can try turn on these functions on your own if offered by any other means (Online Banking / ATM )

1. Oversea Transaction – can be activated by online banking
2. Online Purchase – can be activated by online banking
3. Online Purchase on non-secured sites – call your card issuer (customer support)
4. Set transaction limit if by default is 0 – can be activated by online banking
5. Minimum account balance of RM10 or refer here for other countries.

How to activate your debit card

Since I use Bank Simpanan Nasional (BSN) debit card, so this tutorial also use BSN online banking (myBSN). The process will be different for other banks.

1. How to activate oversea transaction, online purchase and set the transaction limit.

Login to myBSN.

Go to Debit Card, tick the debit card and click on Next. Make the modification as necessary, an SMS contained security code will be sent to your registered phone number to confirm the changes.

You also can click on the options available in the left of the screen.

verify paypal mybsn
Options available for debit card

Link debit card to PayPal account

Login to your PayPal account, you will be redirected to My account page or manually go there if was not auto redirected.

Click on “link a card” link in the left of the screen (you might need to scroll a bit in order to see it).

buka akaun paypal
Scroll down a bit

Type in the card details.

verify paypal
Type in the card details

If you encounter any error fox example it do not accept the card, that means CNP function of your card is still blocked. Consult your card issuer / bank for further assistance.

If you card is accepted, you will see a card logo with label “NEW” on it. Click on the logo. You now will see a link to confirm/verify your card. Click on the link.

As soon as you click on the link, a small amount of money (RM10 for Malaysia, refer here for other countries) will be debited from your account.

Highly recommended legit reward site, online and paying since 2007.

Get the verification code

You need to login to your online banking portal, myBSN in my case. Go to debit card transaction history. This is the ease of using online banking. If you don’t use it, please contact your bank to get the code.

Even though the small amount of money was debited instantly but the transaction record might not appear that instant. You might get it instantly but it may takes up to 3 business days as well, so be patience. In my case, it took 2 days in order to get the code.

Log in to myBSN > Account Overview > click on bank account number > click on “Debit card transaction history” button > select transaction period and click on “Submit button”.

verify paypal
4 digit code to verify PayPal

Use the code on PayPal acount

Next, you have to key in the code on your PayPal account in order to complete the verification process.

Login to your PayPal account. You will get a notification in the top right corner of the page to verify your card. Click the link on the notification. If you accidentally dismissed the notification, the link still available in the left of the screen (you might need to scroll down a bit).

Key in the code and click on “Submit” button.

verify paypal
Key in the code

Process complete and your PayPal account is now verified (However, it is more likely will not if you haven’t already link you bank account).

Did you lose the debited money?

Nope. The money will be credited to your PayPal balance. It is also possible if the money credited back to your bank account, that what’s happened to my money. However it will take some time, so do not worry.

When your PayPal account is verified, it is now easy for you to use your PayPal balance without any restriction. You now also possible to register for reward sites that require verified PayPal to register an account such as InstaGC and Vivatic. But my number one recommended reward site is ClixSense and it supports unverified PayPal account.

If you still doubt whether your PayPal account is verified or not, follow this tutorial to check if your PayPal account is verified or unverified.

That’s all for this post. See you next post.

Withdraw PayPal Money Into Bank Account

Hello there. Today I am going to show you how to withdraw PayPal money into your local bank account.

Withdraw PayPal Money

First of all, go to PayPal homepage and login. Click on My PayPal button to go to My Account.

Click on Withdraw funds that located under PayPal Balance.

withdraw paypal money
Click on Withdraw funds

Key in how much you want to withdraw. Keep in mind that there will be processing fee if you withdraw below certain amount. For example in my case, I need to withdraw at least MYR 400 to avoid paying for processing fees of MYR 3.

withdraw paypal money
Withdraw above MYR 400 and processing fee is free

Revise the details for the last time before you proceed.

withdraw paypal money
Check for the last time

It says that the process would take 2-3 business days. But in my experiences, it completed just in one business day

withdraw paypal money
Withdrawal is pending

Confirmation email also sent to your inbox as a reference.

withdraw paypal money
Reference email

If your PayPal account is unverified, don’t worry. My PayPal account is unverified up to writing this post and I can withdraw money off PayPal without any issue.

If you don’t want to withdraw, the use for online shopping 🙂 But sadly most merchants want verified account.